I would never grade a coin that common, or pay for one in a holder. I use grading for rare coins that might otherwise be counterfeit; or coins that are very valuable and have a big jump in value, like one that goes from $1,000 to $4,000 in MS63 v. 64. I can't think of a bigger waste of money than holdering modern coins made in huge numbers. The reason many aren't graded is that it's not a smart move. You could take the same money and buy a whole roll! And holders take up room, too. There, you have my opinion!